Offering services as diverse as the Members we cover
City of Frisco Call Before You Fire City of Darrouzett City of Odessa City of Seadrift Guadalupe River Authority City of Rockport


The Pool provides Members with Workers' Compensation, Liability, Property, and Special Risks Coverages.


Member Benefits

Our Loss Prevention and Member Services staff are trained to assist Members with all aspects of Risk Management.


Pool News

Get the latest updates to Pool services and training programs and other goings-on around the Pool.

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The Texas Municipal League Intergovernmental Risk Pool (TMLIRP) is the leading provider of workers' compensation, liability, and property coverage for local governments in Texas. Founded in 1974, TMLIRP is the oldest and largest pool of its type in the United States, serving over 2700 governments and political subdivisions.
Latest News
Who The Pool Serves

September 18, 2015 - TMLIRP has posted RFP 15-06 - Underwriting PAS Software and IT Consulting Services.

July 27, 2015 - The Pool has published the minutes of the Board of Trustees and Committee meetings from April 24-25, 2015.

July 2, 2015 - The Summer 2015 edition of Membership Matters has been published.

June 8, 2015 - The Loss Prevention department has published its updated Emergency Preparedness Plan.

May 18, 2015 - The 2015 Standard & Poor's Ratings Report has been published.

May 4, 2015 - The Pool has published the minutes of the Board of Trustees and Committee meetings from January 23-24, 2015.

See all the latest news

Local governments need options to the insurance market. Unexpected fluctuations in pricing and coverage can place an undue burden on public funds and impede the ability of cities and other local governments to plan for the future of their communities.

The Pool's goals are to help members with these objectives:
  • Protections against unforeseen financial loss resulting from workers' compensation, property, and liability claims
  • Provide a stable risk financing system
  • Education with an emphasis on reducing risk and controlling losses
  • Timely claims handling and effective legal defense

TMLIRP is governed by a Board of Trustees elected by members who understand these needs. Public officials, as well as three citizen members, can serve on the Board. The Trustees have created programs that are tailored to the risks faced by Texas governments. Pooling has proven to be the most effective and efficient means to insulate members from the ups and downs of the open market.

Workers' Compensation
  • Full coverage for employees
  • Optional coverages for officials and volunteers
  • Real and Personal Property
  • Boiler and Machinery
  • Mobile Equipment
  • General Liability, Auto Liability and Physical Damage
  • Law Enforcement Liability
  • Public Officials Errors and Omissions Liability
  • Airport Liability
Special Risks
  • Crime Coverage
  • Police Dogs
  • Special Events
The Pool offers workers' compensation, liability, and property protection to Texas political subdivisions including:
  • Airport Authorities
  • Cities
  • Conservation & Reclamation Districts
  • Councils of Government
  • Drainage Districts
  • Downtown Management & Improvement Districts
  • Fire Districts / Emergency Service Districts
  • Flood Control Districts
  • Hospital Districts
  • Housing Authorities
  • Mental Health / Mental Retardation Agencies
  • Municipal Utility Districts
  • Navigation Districts
  • Public Library Districts
  • Public Utility Boards
  • River Authorities
  • Tax Appraisal Districts
  • Transit Authorities
  • Water & Irrigation Districts
  • 911 Districts

The mission of the Texas Municipal League Intergovernmental Risk Pool is to offer and provide Texas municipalities and other units of local government with a stable and economic source of risk financing and loss prevention services.

As the mission statement is the Pool's foundation, the following objectives are its building blocks:

  • Educate members about avoiding and reducing risks
  • Control losses with effective legal defense and claims handling
  • Anticipate emerging risks
  • Be aware of and anticipate emerging state and national trends
  • Provide appropriate coverages that meet the needs of the Pool's Members
  • Serve as an expert source of information on risk management for cities, other units of local government, and the Texas Municipal League
  • Develop, train, and retain highly qualified staff
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Texas Municipal League Intergovernmental Risk Pool
© TMLIRP 1999-2015. All rights reserved.
PO Box 149194
Austin, Texas 78714
(512) 491-2300 or (800) 537-6655