The Texas Municipal League Intergovernmental Risk Pool has been serving the communities of Texas since February, 1974. The Pool has grown from 130 members to 2,696 by September 30, 2010. It has expanded coverages from its original Workers' Compensation program to include a wide range of comprehensive Liability and Property coverages.
The Pool's mission is to provide Texas municipalities and other units of local government with a stable source of risk financing and loss prevention services at the lowest cost consistent with sound business practices.
By spreading the risk of losses across the state of Texas and across a variety of local governments, and by employing pro-active loss prevention measures, the Pool is able to provide a stable and long-term risk financing system for its members.
The Pool has made a significant commitment to provide resources for its Loss Prevention program. It is the Pool's belief that proper training and a commitment by the members to manage their work environments will lower losses, and, as a result, the cost of coverage will be lower.
Loss Prevention works. In almost every area where the Pool has focused its Loss Prevention efforts, losses have come down. More importantly, work environments and activities have become safer for local government employees and their citizens. During 2009-2010, the Loss Prevention program provided more than 420 classes, which provided training to 11,776 individuals representing 519 members. Loss Prevention provides training in all areas of local government exposed to risk. Some of the more significant programs include Police Emergency Driving, Excavation and Trenching Safety, Recognizing and Preventing Sexual Harassment, Law Enforcement Liability, Back Injury Prevention, Public Works and Utility Safety, Confined Space Entry, and Hands-on Fire Emergency Vehicle Response.
At September 30, 2010 the Pool provided workers' compensation for 165,000 employees and coverage for over $25 billion worth of property.
One important means of member communications is on-site field service visits. In the year ending September 30, 2010 the Pool made 3,640 visits to its members. The purpose of these visits was to provide assistance, answer questions, pass on information, and work with the member in filing or resolving claims.