Creating a Partnership Experience

Coverages

The Pool provides Members with Workers' Compensation, Liability, Property, and Special Risks Coverages.

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Member Benefits

Our Loss Prevention and Member Services staff are trained to assist Members with all aspects of Risk Management.

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Pool News

Get the latest updates to Pool services and training programs and other goings-on around the Pool.

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The Texas Municipal League Intergovernmental Risk Pool (TMLIRP) is the leading provider of workers' compensation, liability, and property coverage for local governments in Texas. Founded in 1974, TMLIRP is the oldest and largest pool of its type in the United States, serving over 2800 governments and political subdivisions.
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Hurricane Harvey

April 20, 2018 - The Pool has published the agenda for meetings of the TMLIRP Board of Trustees and the Finance & Information Technology and Underwriting & Claims Committees, and the Planning Session on April 27-28, 2018.

March 19, 2018 - The Pool has published its updated Purchasing Policy.

January 31, 2018 - The Pool has published its 2016-2017 Annual Report.

January 29, 2018 - The Pool has published the minutes of the Board of Trustees and Committee meetings of October 20-21, 2017.

January 2, 2018 - The Texas Municipal League Intergovernmental Risk Pool (TMLIRP) has announced funding to assist Risk Pool member agencies in entering the Best Practices Recognition Program starting October 1, 2017. Funds are allocated for initial Recognition Program fees. Click here to read more.

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Local governments need options to the insurance market. Unexpected fluctuations in pricing and coverage can place an undue burden on public funds and impede the ability of cities and other local governments to plan for the future of their communities.

The Pool's goals are to help members with these objectives:
  • Protections against unforeseen financial loss resulting from workers' compensation, property, and liability claims
  • Provide a stable risk financing system
  • Education with an emphasis on reducing risk and controlling losses
  • Timely claims handling and effective legal defense

TMLIRP is governed by a Board of Trustees elected by members who understand these needs. Public officials, as well as three citizen members, can serve on the Board. The Trustees have created programs that are tailored to the risks faced by Texas governments. Pooling has proven to be the most effective and efficient means to insulate members from the ups and downs of the open market.

Workers' Compensation
  • Full coverage for employees
  • Optional coverages for officials and volunteers
Property
  • Real and Personal Property
  • Boiler and Machinery
  • Mobile Equipment
Liability
  • General Liability, Auto Liability and Physical Damage
  • Law Enforcement Liability
  • Public Officials Errors and Omissions Liability
  • Airport Liability
Special Risks
  • Crime Coverage
  • Police Dogs
  • Special Events
The Pool offers workers' compensation, liability, and property protection to Texas political subdivisions including:
  • Airport Authorities
  • Cities
  • Conservation & Reclamation Districts
  • Councils of Government
  • Drainage Districts
  • Downtown Management & Improvement Districts
  • Fire Districts / Emergency Service Districts
  • Flood Control Districts
  • Hospital Districts
  • Housing Authorities
  • Mental Health / Mental Retardation Agencies
  • Municipal Utility Districts
  • Navigation Districts
  • Public Library Districts
  • Public Utility Boards
  • River Authorities
  • Tax Appraisal Districts
  • Transit Authorities
  • Water & Irrigation Districts
  • 911 Districts
The mission of the Texas Municipal League Intergovernmental Risk Pool is to offer and provide Texas municipalities and other units of local government with a stable and economic source of risk financing and loss prevention services.

Objectives
As the mission statement is the Pool's foundation, the following objectives are its building blocks:

  • Educate members about avoiding and reducing risks
  • Control losses with effective legal defense and claims handling
  • Anticipate emerging risks
  • Be aware of and anticipate emerging state and national trends
  • Provide appropriate coverages that meet the needs of the Pool's Members
  • Serve as an expert source of information on risk management for cities, other units of local government, and the Texas Municipal League
  • Develop, train, and retain highly qualified staff
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Texas Municipal League Intergovernmental Risk Pool
© TMLIRP 1999-2018. All rights reserved.
TMLIRP
PO Box 149194
Austin, Texas 78714
(512) 491-2300 or (800) 537-6655