Workers’ Compensation

TMLIRP provides statutory Workers’ Compensation Coverage as well as Employer’s Liability Coverage.

• Self-Insured Retention Options
• Risk Financing and Excess Programs
• The Alliance program consists of high quality medical providers dedicated to excellent medical care while reducing medical costs
• Increased income benefits available for volunteers

Liability

TMLIRP offers General Liability, Automobile Liability, Law Enforcement Liability, Public Officials’ Errors and Omission Liability, and Airport Liability.

• Claims management by specialists who know and understand immunities and tort caps applicable to local governments
• Broad coverages designed for the unique needs of local governments
• Errors and Omission coverage includes employment related claims

Property

TMLIRP offers coverage for buildings, contents, mobile equipment, and boiler and machinery.

• Demonstrated rate stability
• Property valuations at no cost to Member
• Roofing expertise available to members who need additional assistance related to RFPs, and all facets of roofing replacement.

Cyber Liability

• Information Security and Privacy Liability Coverage
• Website Media Content Liability Coverage
• Regulatory Defense and Penalties Coverage
• PCI (Payment Card Industry) Fines, Expense, and Cost Coverage
• Cyber Extortion Coverage
• Data Protection Coverage
• Network Business Interruption Coverage

Special Risk

Special risks, including:

• Crime coverages including public employee dishonesty, theft disappearance and destruction, forgery or alteration, and computer fraud.
• Animal mortality and theft
• Special events
• Fine arts
• Drone (UAV)