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Cyber Liability Program

Basic coverage provided at no cost for members with general liability or real and personal property coverage.

Information Security and Privacy Liability

Aggregate Limit: $1,000,000
Deductible: no deductible

Regulatory Expense, PCI Fines, Expenses and Costs and Privacy Breach Response Services

Aggregate Limit: $50,000 all damages, expenses and costs
Deductible: $2,500 each claim
Loss of Income Deductible: $5,000 each claim or 12 hour waiting period, whichever is greater
Specific Sublimits:
 Regulatory defense and penalties aggregate sublimit:  $10,000
 PCI fines, expenses and costs aggregates sublimit:  $5,000
 Cyber extortion aggregate sublimit:  $10,000
 First party data protection sublimit:  $10,000
 First party network business interruption aggregate sublimit*:  $10,000

Notified Individuals:
Aggregate Limit of Coverage: 5,000 notified individuals in the aggregate
Deductible: 50 notified individuals each incident

Legal Services/Computer Expert Services/Public Relations and Crisis Management Expenses

Per Incident and in the Aggregate: $25,000
Deductible: $1,250 each incident

TMLIRP members have a centralized location to follow cyber threats on www.eRiskHub.com
TMLIRP user login and password required to access www.eriskhub.com resources. If you do not have a user name and password, please request one.
  • Stay abreast of changes in the legal and regulatory environment
  • Keep informed of emerging and changing threats
  • Discover ways to improve security and privacy practices
  • Develop a breach recovery plan
  • Find qualified external resources when needed for pre-loss mitigation

* Higher limits available for an additional charge

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Texas Municipal League Intergovernmental Risk Pool
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TMLIRP
PO Box 149194
Austin, Texas 78714
(512) 491-2300 or (800) 537-6655