Subrogation

The Subrogation department's mission is to obtain subrogation recoveries on behalf of the Pool's Members with consideration to maximize positive outcomes through (1) faster recoveries that will have a greater impact on the Member's loss experience ratio and (2) aggressive recovery procedures, including obtaining Member's deductibles and out-of-pocket expenses where applicable and appropriate. The Subrogation department achieves these objectives by:

• Coordinating with both the Property and Worker's Compensation departments from the initial intake of a claim to determine subrogation potential.
• Internally handling subrogation cases in the pre-litigation phase with dedicated pre-litigation claims specialists.
• Internally handling subrogation cases in the litigation phase through settlement or trial when feasible by two in-house subrogation attorneys.
• When necessary, outsourcing the handling of litigation cases to outside counsel and managing those outside counsel.

TMLIRP maintains a comprehensive, dedicated subrogation department fully staffed with pre-litigation claims specialists, paralegals and in-house attorneys.